Saving for students

By You and Money

Student life

Student life opens up a world of opportunities – you’ll be meeting new people and having a lot of new experiences. But it’s also a time when you need to survive on a limited income with extra expenses like textbooks and technology.

Here are a few things you can do to help manage your finances and still enjoy your lifestyle.


  • Use your student card for great discounts on public transport.
  • Buy an annual Metlink card rather than a two-hour or daily card – it could save you hundreds per year.
  • Walk when you can – it’s free and you stay fit.


  • Buy second hand textbooks– check out your university bulletin board for the latest bargains.
  • Give your wardrobe a spring clean and sell the items you don’t need on eBay.
  • Explore markets and garage sales to find great bargains.
  • Make birthday gifts for your friends.
  • Buy home brand products – they’re usually a lot cheaper.
  • Do your shopping online – try sites like to save on books.
  • Shop at your local market on Sunday, around closing time.
  • Leave your credit card at home – use cash to avoid unnecessary spending.

Sports and entertainment

  • Take advantage of university sports and gym memberships – they usually offer cheaper rates.
  • Check out your local paper for free gigs and events.
  • Make the most of Monday or Tuesday cheap movie nights.

Food and drink

  • Have some friends over for a pizza instead of going out for dinner.
  • Before eating out, check for specials at your local pub or favourite restaurant.
  • Get to nightclubs early, before the cover charge applies.
  • Have a meal with your parents.
  • Check your fridge and cupboards before a grocery shop and use food before its use-by date.
  • Pack your lunch instead of buying it.
  • Avoid buying rounds of drinks – pay for your own.
  • Check out to search for cheap eats, or download the urban spoon app on your iPhone.


  • Bank with an insitution that offers fee free banking for students.
  • Use your own bank/credit union ATM to avoid fees.

Get a part time job

Check out the following websites for some great bargains:

Do you have any great savings tips? We’d love to hear from you.

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